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Town Center Realty Group presents our

Home Buying Seminar & Bus Tour

January 27, 2019

12:00PM

AGENDA
12:00PM
12:45PM
1:00PM
1:15PM
1:30PM
1:45PM
2:00PM
2:15PM
2:30PM
How do I get Pre-Approved for a loan and what options do I have?
Learn from our lender what documents you need to gather in order to get pre-approved for a loan. Do you know how much you can afford to spend on a home? There is a wide array of loan products available, learn which ones best suit your needs. Discover if you qualify for down payment assistance programs.
What is an Escrow?
Escrow officers are neutral third parties that assist in a variety of tasks that are necessary to complete the transaction. Learn about the escrow officers responsibilities and why they are essential to California Real Estate Transactions.
Why do I need Title Insurance?
Title Insurance protects buyers and mortgage lenders against defects on title when transferring property ownership. Our title representative will inform you why title insurance is necessary and learn about the different options when taking title.
Do I need a Physical Inspection?
All property in California is sold in “as is” condition subject to the buyers investigations.  The purpose of the home inspection is so a buyer can determine the condition of the property. Our inspector will explain what to look for in at inspection and in the report.
Do I need a Termite Inspection?
Termite inspections play a vital role in keeping your home safe and well maintained. Also, if there is termite damage, this is a cost you would want your Realtor to negotiate that the seller repairs before you move forward with the purchase.
What is an NHD Report?
Natural Hazard Disclosure report is a requirement of all California home sales transactions. Learn how to read the report and what the seller is legally required to disclose should the property be located in a state or local mapping hazards area.
Why do I need a Home Warranty Policy?
When you purchase a home, it usually comes with a home warranty plan. A home warranty policy covers the basic systems inside the house. Learn form our home warranty rep what a typical policy covers and why  it is a good idea for a buyer to request that the seller provide a policy.
Do I have to buy Home Insurance? 
If you finance your home with a mortgage, your lender will require you to have home insurance coverage to protect your home in case of damage cause by unforeseen circumstances. Learn from our insurance agent what types of damage home insurance covers and how it protects you.
Bus Tour
We will board a chartered bus and take a guided tour through local single family homes, condos and town house that are currently for sale. Learn how much your monthly payments will be including principal, interest, taxes and insurance, and how much money you will need for your down payment. Seminar and bus tour will be completed by 4:00 PM.
AGENDA
SPEAKERS
Rene Ramos
Loan Officer, Guild Mortgage
Maria Bolks
Escrow Officer, Heritage Escrow
Lou Morreale
Vice President, Pacific Coast Title Company
Rob Bost
Professional Inspector, BPG Home Inspections
Brandon Delgado
Sales/Marketing, My Termite Company
Jason Hellawell
Executive Sales Associate, Property I.D.
Veronica Sanchez
Home Warranty Specialist, Old Republic
Vito F. Paoletta III
Agency Producer, Farmers Insurance
HOW TO GET THERE?
By Bus:
Stops for bus lines 92, 94, 154, 164, & 165 are close by.
By Train:
Antelope Valley and Ventura County Metrolink lines stop at the Downtown Burbank Station.
By Car:
From Downtown Burbank, take San Fernando and go up Olive Ave or Magnolia Blvd to Glenoaks Blvd. Turn left and continue until you get to Cypress Ave. We are right there on the corner.

Buying a home isn't something most people do on a regular basis.  Even if you have owned homes in the past, it's helpful to review the process, terminology and products before you jump back into the market.  Our guest speakers will share their expertise and explain their roles in the home buying process.  We will guide you through an overview of the entire process from getting pre-approved for a loan to the close of escrow.

MAP
SPEAKERS
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Jan 27, 2019, 12:00 PM
Town Center Realty Group
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